Jul, 3 2025
Dzengi.com Leverage Calculator
Maintenance Margin: Minimum equity required to maintain open positions
Liquidation Price: Price at which your position will be automatically closed due to insufficient margin
Margin Call: Notification that your equity is below required level
Important: Leverage magnifies both profits and losses. With 1:500 leverage, a 0.2% price movement could wipe out your entire position.
With $100 investment at 1:500 leverage, your total position would be $50,000. A 0.2% drop would wipe out your entire $100 margin.
When you hear the phrase “tokenized assets,” the mind often jumps straight to big‑name exchanges. But there’s a platform that built its whole brand around that idea: Dzengi.com a centralized crypto exchange that also trades tokenized versions of stocks, commodities and forex pairs. This review breaks down what the service actually offers, how it stacks up against the heavy‑hitters, and whether the promises match the day‑to‑day experience.
What the platform claims to be
Dzengi.com markets itself as “the world’s first regulated tokenised assets exchange.” Founded in 2018 and headquartered in Belarus, the site says it follows international AML/KYC standards while operating under Belarusian legislation. The key selling points are:
- More than 50 cryptocurrencies, including Bitcoin and Ethereum.
- Over 300 tokenized assets - think Apple, Amazon or Tesla shares as blockchain tokens.
- A forex section with 150+ currency pairs and commodities like gold.
- Leverage up to 1:500 for experienced traders.
- Zero‑fee maker/taker structure (subject to volume tiers).
All of this is accessible in over 180 countries, except the United States.
Asset coverage - crypto meets traditional finance
Most exchanges keep you in the crypto world. Dzengi.com pushes the boundary by letting you buy a token that mirrors a real‑world stock. For example, the tokenized Apple share trades 24/7 on the blockchain, settles instantly, and can be moved to any wallet that supports the ERC‑20 standard.
In addition to the tokenized stocks, the platform offers:
- Major cryptos: Bitcoin, Ethereum, Dogecoin, Tether and dozens of altcoins.
- Forex pairs: EUR/USD, GBP/JPY and exotic combos like USD/ZAR.
- Commodities: Gold (XAU), silver (XAG) and major market indices.
Two trading modes - simplicity versus power
Newcomers can start in the “Trading” mode, which limits you to market orders and spot trades. It’s a clean UI that guides you through buying, selling and setting basic stop‑loss limits.
Seasoned traders can flip to “Leverage” mode. Here you get advanced order types - limit, market, stop‑limit - and the ability to short‑sell. The advertised 1:500 leverage puts Dzengi.com in the same league as the most aggressive margin platforms, but it also raises the risk of rapid liquidations. Understanding margin requirements and maintaining adequate collateral is essential before engaging.
Fees, deposits and withdrawals
The fee schedule reads “0.00% maker and taker,” which would be a best‑in‑class offer. In practice, the platform applies a tiered structure: higher volumes unlock lower fees, and some asset classes (especially tokenized stocks) carry a small spread. The minimum deposit is $20, while the lowest withdrawal you’ll see is $10 - both friendly numbers for retail investors.
Supported funding methods include:
- Bank transfers (SWIFT, SEPA)
- Credit/debit cards
- Crypto wallet deposits
- ERIP payment system (popular in Eastern Europe)
Withdrawals are processed within 24hours for fiat and near‑instant for crypto, assuming KYC clearance.
Regulation, security and compliance
Dzengi.com holds a licence from the Belarusian Ministry of Taxes and Payments. While that satisfies local law, it falls short of the multi‑jurisdictional licences held by Binance or Coinbase. Independent reviews on sites like AZCryptoExchanges.com flag the limited oversight as a concern for institutional capital.
On the security front, the exchange uses cold storage for the majority of crypto assets and implements two‑factor authentication (2FA) via authenticator apps. The KYC process, which aligns with AML requirements, typically takes 1-2 business days. However, the platform’s lack of a publicly audited proof‑of‑reserves report leaves a small transparency gap.
User experience - what people actually feel
Customer support scores high: users repeatedly describe the team as “second to none,” with 24/7 live chat and email responses. The web interface feels modern, with customizable dashboards and quick‑access market tabs.
The mobile app, however, draws criticism. Reviewers on Google Play and the Apple Store report lag, frozen fingerprint authentication, and sluggish tab transitions. Both iOS and Android users experience the same issues, suggesting deeper performance bottlenecks.
Despite the app hiccups, the ability to trade 24/7 on Bitcoin and Ethereum, plus the seamless movement between crypto and tokenized stocks, wins points for convenience.
Pros and cons at a glance
| Pros | Cons |
|---|---|
| Wide range of tokenized assets | Limited regulatory coverage (only Belarus) |
| Low minimum deposit and withdrawal | No staking, lending or DeFi features |
| High leverage up to 1:500 | Mobile app performance issues |
| Zero‑fee maker/taker claim (subject to tiers) | US residents excluded |
How it measures up - comparison with top exchanges
| Feature | Dzengi.com | Binance | Coinbase | Kraken |
|---|---|---|---|---|
| Regulatory licences | Belarusian only | Multiple global licences | US SEC & EU regs | US & EU licences |
| Tokenized stocks | 300+ (incl. Apple, Tesla) | Limited (few ETFs) | None | None |
| Leverage max | 1:500 | 1:125 | 1:3 (US) | 1:5 |
| Zero‑fee trading | Advertised 0%* | 0% maker, 0.1% taker | 0.5% taker | 0.16% taker |
| Mobile app rating (out of 5) | 3.2 (iOS), 3.0 (Android) | 4.6 | 4.2 | 4.3 |
| US availability | No | Yes | Yes | Yes |
*Zero‑fee claim applies to low‑volume accounts; higher tiers may incur spreads.
Who should consider Dzengi.com?
If you’re a European retail trader who wants to dabble in tokenized stocks without converting fiat to crypto, this platform offers a direct bridge. The low deposit barrier makes it attractive for beginners, provided they stay in the simple “Trading” mode. For seasoned margin traders, the 1:500 leverage can be a powerful tool, but only if you fully understand margin calls and have solid risk management in place.
Conversely, if you’re looking for staking rewards, DeFi integrations, or a platform regulated by multiple jurisdictions, you’ll probably feel limited here.
Bottom line - is Dzengi.com worth your time?
In short, Dzengi.com delivers on its promise of a hybrid crypto‑plus‑tokenized‑assets exchange. The asset variety and high leverage set it apart, while the modest fee structure is appealing for volume traders. However, the single‑country regulatory umbrella and the buggy mobile app are real drawbacks. If you can tolerate a few technical hiccups and you’re comfortable with the Belarusian licence, the platform can serve niche needs that larger exchanges don’t address. Otherwise, you might find a more polished, fully regulated alternative a better fit. Dzengi.com review gives you a clear picture: innovative but still maturing. Use the insights above to decide whether the trade‑off between breadth of assets and regulatory confidence matches your strategy.
Frequently Asked Questions
Is Dzengi.com available in the United States?
No. The platform explicitly excludes U.S. residents from opening accounts due to regulatory constraints.
What is the minimum deposit to start trading?
The minimum deposit is $20, which can be funded via bank transfer, credit/debit card, or cryptocurrency.
Can I trade tokenized Apple shares on Dzengi.com?
Yes. The exchange lists a token that mirrors Apple Inc. stock, allowing 24/7 crypto‑style trading.
How does the 1:500 leverage work?
With 1:500 leverage, you can open a position worth up to 500 times your margin deposit. This magnifies both potential profit and loss, so stop‑loss orders and proper risk limits are essential.
Is the platform’s zero‑fee claim reliable?
The “0% maker/taker” label applies mainly to low‑volume traders. Higher volumes may still see a small spread, especially on tokenized assets.
Shikhar Shukla
July 3, 2025 AT 07:27Having perused the comprehensive review, I find the platform's regulatory posture to be markedly insufficient for sophisticated investors. The Belarusian licence, while legally valid, does not impart the confidence bestowed by multi‑jurisdictional oversight. Moreover, the absence of a publicly audited proof‑of‑reserves report introduces an avoidable opacity. The tokenized asset offering is indeed expansive, yet breadth cannot compensate for regulatory lacunae. Prospective users would be well advised to weigh these considerations meticulously.
Deepak Kumar
July 9, 2025 AT 13:45Hey folks, if you’re looking to dip your toes into tokenized stocks without the hassle of converting fiat, Dzengi.com might just be the springboard you need! The low $20 minimum deposit makes it accessible, and the zero‑fee tier can really boost your bottom line as you scale up. Their 1:500 leverage is a beast – use it wisely and you can amplify gains, but always respect your stop‑losses. The UI in trading mode is clean and intuitive, perfect for newbies. And don’t forget the 24/7 market for crypto – you never miss a move!
Matthew Theuma
July 15, 2025 AT 20:03Overall, the exchange feels like a curious hybrid – part crypto hub, part stock market kiosk. The tokenized Apple shares are a nifty gimmick, letting you trade outside market hours. 🤔 The fees being “0%” is a marketing hook; spreads still sneak in on certain assets. Security-wise, cold storage and 2FA are standard but reassuring. The mobile app, however, feels like it’s stuck in a laggy time warp, which can be frustrating during fast moves. Still, for European retail traders, it’s an option worth a peek.
Carolyn Pritchett
July 22, 2025 AT 02:20The mobile app is a joke.
Jason Zila
July 28, 2025 AT 08:38From a risk‑management perspective, the 1:500 leverage advertised is a double‑edged sword that warrants serious caution. While seasoned traders can exploit thin margins to magnify positions, the speed at which liquidations can occur is alarmingly swift. The platform’s tiered fee structure, though nominal at low volumes, can erode profitability on high‑frequency trades, especially when tokenized stocks carry hidden spreads. Additionally, the lack of staking or DeFi integrations limits avenues for passive income. For users primarily interested in crypto‑only trading, the tokenized asset suite may feel like an unnecessary distraction.
Pierce O'Donnell
August 3, 2025 AT 14:55Honestly, the whole high‑leverage hype feels overblown. Most retail folks can’t sustain the volatility, and the platform doesn’t really help them with education. Plus, the fee tiers are just a way to squeeze out extra cents. It’s not a revolutionary product, just a re‑packaged exchange with a fancy tagline.
Jessica Cadis
August 9, 2025 AT 21:13The regulatory environment is the biggest red flag for me. Operating under a single Belarusian license while courting a global audience seems reckless, especially when competitors boast multi‑jurisdictional compliance. Users seeking institutional‑grade security might steer clear, and the platform’s limited oversight could deter serious capital inflow.
Katharine Sipio
August 16, 2025 AT 03:30I appreciate the effort Dzengi.com has put into expanding tokenized assets. For beginners, the low entry threshold and straightforward trading mode are encouraging. The platform’s commitment to 24/7 markets bridges a gap many traditional brokers overlook. Keep up the good work, and perhaps focus on polishing the mobile experience.
Cecilia Cecilia
August 22, 2025 AT 09:48Nice overview, thanks for the clarity
lida norman
August 28, 2025 AT 16:05Wow, reading this feels like a rollercoaster 🎢! The idea of buying Apple tokens 24/7 is wild, but the buggy app makes me want to scream 😩. Still, the leverage hype is tempting – like a siren calling me to the edge. If they fix the lag, this could be my next big thing! 🙌
Miguel Terán
September 3, 2025 AT 22:23Let me walk through the tapestry of considerations that one ought to unravel before diving headfirst into this nascent exchange. First, the regulatory umbrella draped over Dzengi.com is akin to a single‑layered cloth, offering minimal protection against the gusts of legal scrutiny that accompany cross‑border finance. Second, the tokenized asset suite, while dazzling in quantity, often masks subtle spreads that nibble at profit margins, especially when trading high‑profile equities like Apple or Tesla. Third, the platform’s leverage offering of 1:500 teeters on the precipice of both opportunity and peril; seasoned traders may harness it as a lever, yet the uninitiated could find themselves liquidated in the blink of an eye. Fourth, the fee structure, marketed as “zero‑fee,” carries hidden nuances; tiered reductions benefit high‑volume participants, leaving casual users to shoulder modest costs. Fifth, the security architecture employs cold storage and two‑factor authentication, a standard but reassuring baseline. Sixth, the mobile application, regrettably, suffers from latency and occasional crashes, which can be detrimental during rapid market swings. Seventh, the support team garners praise for responsiveness, a bright spot amidst the platform’s mixed reviews. Eighth, the absence of staking, lending, or DeFi integrations limits the avenues for passive earnings, rendering the platform a more conventional exchange. Ninth, the user interface in trading mode offers a clean, guided experience suitable for novices, while leverage mode provides the depth required by veterans. Tenth, the minimum deposit of $20 lowers the barrier to entry, yet the $10 withdrawal floor may still be a hurdle for micro‑traders. Eleventh, the geographic reach excludes U.S. residents, narrowing the potential user base. Twelfth, the Belarusian licence, though compliant locally, does not match the multi‑jurisdictional credentials of industry heavyweights like Binance or Coinbase. Thirteenth, the liquidity for tokenized stocks can vary, potentially impacting order execution speed. Fourteenth, the platform’s documentation, while thorough, could benefit from clearer disclosures regarding spread calculations. Fifteenth, the overall value proposition hinges on one's appetite for diversified asset exposure versus regulatory certainty. In summation, Dzengi.com presents a compelling hybrid model, yet it is imperative to approach with measured expectations and a robust risk management framework.
Shivani Chauhan
September 10, 2025 AT 07:27I commend the thoroughness of this analysis and would add that prospective users should also explore the community forums for real‑world anecdotes. Engaging with fellow traders can illuminate hidden quirks or workarounds for the mobile app’s performance hiccups. Additionally, keeping an eye on any upcoming regulatory developments in Belarus could inform future risk assessments.